With many people working from home and busy trying to get by, there are plenty of fraudsters attempting to steal your money.

Be careful of any unsolicited emails or texts you receive, such as “your tax refund is ready to be claimed”. It is an attempt to get you to give personal data and information to allow them to access your accounts and steal your money or identity theft.

Maybe it is a scheme to lull you into a false sense of security in a romantic relationship from abroad and again get you to send money for an emergency operation for themselves or family member. They just don’t exist and is an elaborate scam to play on your sympathy.

If you don’t know them, have never met them, then it’s another attempt to defraud an unsuspecting victim.

Be wary of strange numbers, unsolicited calls or emails and never give your account details or pin codes to people you don’t know.

The banks and Revenue will never look for this information in these ways but it’s quite easy to fall for it if you are not careful.

Always work on the basis – IF IT’S TOO GOOD TO BE TRUE, THEN GENERALLY IT ISN’T.